Scott Tominaga On Why to Speak to a Financial Advisor Before Investment

You have got the greatest investment idea. You also have got the momentum. Maybe you even raised capital or hit a revenue goal. Now you want to make a big business decision. You want to invest in something big. It can be a key hire, a marketing campaign, or maybe an upgrade in tools or change of office space. At some point, investment sounds like a smart move. But the problem is, just because it feels like the next right step does not mean it is the right step financially in the opinion of Scott Tominaga. Often investment is just waiting for something else to turn up or developing a quick business strategy.

Scott Tominaga Says a Financial Advisor Is Needed

This is where many entrepreneurs fail. It is not because of a lack passion or intelligence, but because they underestimate the level of financial insight. This is exactly why bringing a financial expert into your decision-making process is one of the wisest moves you can make. Without the expertise of a financial expert, investments may turn out to be random. Just because an investment works for your friend, does not mean it will work for you too.

Add Vision to Strategy

As an entrepreneur, you are the visionary. You see potential where others see risk. But a financial expert plays a different role. They amplify your vision with data.  Their job is to challenge assumptions, forecast best and worst-case scenarios, and ensure that your bold moves don’t become your biggest regrets. When you involve a financial expert before you invest, you gain clarity, structure, and confidence in the decisions you make.

The Danger Lies In those BlindSpots

A financial expert sees what you cannot. They will evaluate whether the investment fits your financial model, aligns with your goals, or if there are hidden costs and implications. Sometimes, they will even tell you that you wait, or take a different path entirely. That insight alone can save your business from costly mistakes.

Your Business is Not a Game

Your company is not a gaming table. It is a platform, and every financial decision is it’s gear. When one part is too expensive, too soon, or not aligned with the others, the entire system starts to break down. Financial experts help you tune this platform. They ensure that every investment adds real value, supports scalability, and keeps the engine running smoothly.

Entrepreneurship demands courage, speed, and bold thinking in the opinion of Scott Tominaga. That does not mean you do it alone. Some of the best decisions you are going to ever make in your business will not come from your instinct but from numbers, research, and expert advice. Consulting a financial expert is not just about avoiding mistakes. It is about maximizing impact. Because in the end, the most successful founders aren’t the ones who take the biggest risks. They’re the ones who take the smartest ones.